General Information on Advisory Services and Fees

In certain circumstances, all fees and account minimums may be negotiable.

A client agreement may be cancelled at any time, by either party, with 30 days written notice unless otherwise specifically identified. Upon termination of any account, any prepaid, unearned fees will be promptly refunded, and any unearned, unpaid fees will be due and payable.

All fees paid to Sam Gott for investment advisory services are separate and distinct from the fees and expenses charged by mutual funds to their shareholders.  These fees and expenses are described in each fund’s prospectus.  These fees will generally include a management fee, other fund expenses, and a possible distribution fee.  If the fund also imposes sales charges, a client may pay an initial or deferred sales charge. 

Sam Gott may receive payments from certain mutual funds distributed pursuant to a 12b-1 distribution plan or other such plans as compensation for administrative services, representing a separate financial interest.  Under these circumstances Sam Gott will use this compensation to offset the advisory fees so the total fee to clients will not increase.

A client could invest in a mutual fund directly, without the services of Sam Gott.  In that case, the client would not receive the services provided by Sam Gott which are designed, among other things, to assist the client in determining which mutual fund or funds are most appropriate to each client’s financial condition and objectives.  Accordingly, the client should review both the fees charged by the funds and the fees charged by Sam Gott to fully understand the total amount of fees to be paid by the client and to thereby evaluate the total costs of the advisory services being provided. 

TYPE OF CLIENTS

Sam Gott may also provide advice to municipalities and other organizations not previously specified.

TYPES OF INVESTMENTS

Investment advice may also be provided on limited partnerships and private placement partnerships. Investment advice may also be provided on Real Estate Investment Trusts (REITs), mortgage-backed securities and U.S. Government Agency Debentures.

EDUCATION AND BUSINESS STANDARDS

Advisory persons associated with Sam Gott must possess, minimally, the following: A college degree and/or appropriate business experience and all required regulatory or qualification licenses. 

---

Sam Gott, Registered Investment Advisor
4 Dominion Drive
Building 3, Suite 250
San Antonio, Texas 78257
Ph. 210-849-7772
Fax 210-881-6832
sam@sgria.com **
www.sgria.com

** We do not buy or sell securities by email; purchasing or selling of securities must be done by telephone, with verification, or in person.

Securities offered through Dominion Investor Services, Inc. Member FINRA/SIPC

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP(R), CERTIFIED FINANCIAL PLANNER(tm) and federally registered CFP (with flame logo) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Design by Lynn-Douglas Media